Learn why waiting to claim may cost you money…or make you money. This class is part of the library's financial education series presented by the Cygnet Institute of Financial Literacy, a Non-profit located right here in Waterford. Your instructor will be Scott Smith. This is NOT a sales pitch dressed up like a seminar! There is no hidden agenda to this program. It is simply to help you learn more about Social Security. You can register by clicking on the link, by calling us at 248-618- 7694, or just come.